Health Insurance

Health insurance protects the patient and family from being solely responsible for the cost of medical services. A person with PD should have health insurance that includes hospitalization, major medical coverage, generous prescription coverage, and possibly long-term care insurance. There are various types of insurance available through employers, the government and for individual purchase through the healthcare marketplace.

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Medicare and Medicaid, as well as most insurance programs cover the cost of medications, therapies, and other services involved in treating Parkinson's disease and its symptoms. But every insurance program varies with multiple tier-classes toward medication and can even vary by brand.

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Making sure you have Medicare Part-D can provide greater medication coverage options. Additionally, a supplemental plan can help to further offset additional fees and co-pays, helping with budgeting and minimizing prescription costs. It is important to research your insurance plans and make sure you are properly covered to maximize payment assistance for medication coverage with Parkinson's. Average results show that the annual cost of Parkinson's medication can be from $4,500 to $15,000 per year. Copays vary by insurance plan.