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Veterans

Veterans' benefits cover residential care under multiple circumstances:

  • If your loved one or their spouse has service-related injuries or disabilities, benefits can be applied toward the cost of assisted living

  • Aid and attendance benefits are available to any disabled veteran (or spouse) whose income is below a given amount

To receive the benefits to which your loved one is entitled, you'll need to go through the Veteran's Administration, which can be complicated and time-consuming. Therefore, consider working alongside a geriatric planner who's familiar with the ins and outs of the system and can help simplify the process of qualifying for benefits. Often, senior living communities offer financial concierge services that will guide you through the process of applying for benefits.

If the person served in the military, naval, or air service actively with an honorable discharge, VA benefits from the U.S. Department of Veteran's Affairs may apply toward housing costs. Aid may come from the VA's Community Residential Care Program, which is group care in about 1,300 facilities nationwide, or from VA Aid and Attendance, which provides funds for disabled vets who require extra help. Also, the surviving spouse of a veteran is eligible for VA benefits in many situations. Contact the Vet Center for free advice or call 1.800.827.1000.

Disclaimer: The Parkinson Association of Alabama provides education and awareness so that you may discern your own planning. Our information is never intended to be guidance or replace that of a financial advisor or expert. We simply want to provide enough information as a conversation starter as you work with your respected financial advisors to map out your financial budgeting plans for community living. The PAA cannot be held liable for any financial decisions you make regarding your own planning.

Sources:  The Davis Phinney Foundation.  Chapter 15 - Long-term Care and Financial Planning. Every Victory Counts.  Page 249. "Manual." Sixth Edition, 2021.

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